I am so sorry that you all are in this fix...and it is a fix by the government! I know I was nearly condemned back when so many were going after student loans and I tried to scream it from the rooftop: DON'T DO IT they are the worst debt to incur...and when the government took it over everyone should have known it was a cash cow then.

Don't ignore your debt. Keep in touch with them and do what you can.