Sunrise, it's interesting to me that you bring up a situation that isn't really about your therapy but is more a logistical, almost non-problem. I don't believe you've mentioned what your husband thinks about the whole thing or why you'd want/consider doing couples therapy with your individual therapist. Often therapists "specialize" a bit and if yours is doing individual therapy, I don't know that he'd be a good choice for marriage/couple's therapy?

I don't see any inconsistency, just the same wondering you are doing about should we do this activity/should we not. Whatever you do, it shouldn't affect your individual therapy. I am curious though, why if he recommended marriage/couple's therapy you didn't look into finding a therapist for that (or think to stop individual with him if you wanted him for a different "purpose" therapy) or mention your husband and his wants, etc.? With what you've said though, I would not see this therapist for any couples/marriage work as he doesn't appear to have a clear idea for himself as to what is a good idea or even what he'd like. If he's having trouble getting over the first hurdle of getting together I can't imagine him being very effective as a joint therapist? And now that you have continued on a bit with individual and "spilled the beans" as you say in your individual work, he seems wholly inappropriate to me to do joint work for you.