Allme, looks like you and I are in the same boat. Can't sleep either.
I use to believe all people were basically good or at least striving to be good. But I think I've been delusional all these years. Some people are just plain thoughtless. They have no problem using you to get ahead and when they succeed, they toss you aside like you're not a human being. Their behaviour is driven by selfishness and greed. I agree there's good and evil in all. I'm guessing the type of behaviour which eventually becomes dominant in each of us is the one we've chosen to practice more, either because of societal and/or parental influences.