God, I actually have the same problem. :| I hate it. I just feel like I don't deserve nice things. I have bought so many nice things, but I still feel guilty. No idea how to solve that one. I'm also very frugal, which doesn't help... well, it does but it doesn't. xD Like you, I have plenty of cash to spare, because I live alone and I seem to be fairly good with cash. I'm also somewhat of an obsessive saver, too.