Hmm. this is interesting.

This short document from one of the links I posted indicates that 12 states have laws that require insurance to reimburse for telehealth services.

...Also that 130 private payors reimburse; Blue Cross Blue Shield leads that trend.

ISSUU - TILT Magazine Issue 5 by Online Therapy Institute, Inc.

It usually takes a long time for organizations to catch up with technology, but it looks like it's getting there.

ps not the most credible source, but a starting point from which to explore. Yes it looks complicated!