Well, I'm talking about licensed therapists or CBT providers with those sites specifically, but not medical doctors. I'm not familiar, for example, with the psychiatrist side of things.

Basically, in my research, I have not found distance therapy to be covered by insurance or healthcare spending accounts.

I hope there are exceptions I just haven't discovered yet.

I provided the two sites I did because they provide services with much lower than average fees.

Many online providers charge $80+ per hour (I've seen rates from $50 - $300, with the $120-$150 range most common) but because the ones I've examined don't take insurance, I wanted to mention some affordable alternatives.

(Another concern with out of state providers is while they're licensed to do therapy, it's really only with clients in their state: licenses do not extend nationwide. My understanding is a provider typically needs a license for each state in which they'd like to practice. Here's an article I just found that speaks to this a little bit: http://www.personcenteredtech.com/20...s-state-lines/)