I think for a T to say they love you is rare and certainly not a good idea to put them on the spot, to ask them if they love you (edit: or rather, feel free to ask but if you must hear it said back right away, then don't ask. They may or may not say it. But if you are not sensitive to it, you can certainly ask them). But to ask if they care for you, I think you can certainly bring it up. Then you can hear the words. They might just say they do or they might ask you why you are asking or if you don't feel cared for, etc. But either way, you get to hear it. I personally feel cared for when I see people do things for me but also when they say it. I kind of need both.

Don't be afraid to get emotional or even cry. These are powerful feelings that come out in close relationships. Your T means something to you. More than something. Maybe this even reminds you of your other relationships where you did not feel cared for or you were not sure.

But ask when you feel ready. Don't force yourself into it. But when it comes up, just ask. Her response may surprise you. In a good way.