I know what I'd do. It might not be the best thing for you, but I'm fairly certain that if I had really connected with the T I had and if I was making significant progress already, I'd stick with it for another six months, even if it didn't seem like a long enough time. It's hard to find someone you click with. When you do, it's important not to leave prematurely just because you may not be able to spend the optimal time together due to finances.

I'd make sure the T knew the state of my finances and I'd work with him or her to develop a treatment plan that would maximize my chances of improvement within six months. That might mean I'd do homework and workbooks and I'm sure it would mean that I'd work extra hard, making sure that I always did my fair share in and out of therapy to work toward getting better.

If I still needed more help at the end of the six months, and if no further financing was forthcoming, I'd then avail myself of whatever public services I could find. I'd ask my T if she'd write a letter to the new T or maybe talk to them on the telephone to discuss the kind of work we'd done together and to suggest areas where I still needed help.

I know I'd do that because I actually have done that and it worked out well. I wish you the best.