I haven't been in that specific situation. I did just have to drop out my final semester of my bachelor's to seek treatment. I totally feel you. I'm 36 by the way.

But I've kind of thought about something like this before. Could you kind of zig zag, meaning could you work your butt off saving money for one semester without going to school, and then next semester work less and go to school. And then switch back and forth for a while. Maybe that could alleviate some of the stress and still allow you to help your mom with the bills.

It's just a thought. I hope you find a solution that will give you some peace and allow you to continue your education in the field you enjoy.