Here in Southern California, Medi-Cal only covers 8 sessions at a time for adults. I was told 16 was max per year. I didn't know this when I started and was devastated when I found out. But it didn't stop me. My T and I are constantly pushing/fighting the system. We have gotten 56 sessions approved so far. No one even thought it was possible: not my T, crisis line, other providers. Guess I proved them wrong
You might be able to fight your insurance too.