Ive never lied. I don't have a credit card. I only have my debit card for checking account. I dont go on vacations or anything. I might do a small activity close to home but its almost always free or very cheap!

Im trying :/ The only loan I have is a car loan. its a 2013 chevy cruze.....family pressure. my grandpa co-signed and I didn't want a new car. theyre crazy about that. they wanted me to get a good car to keep a long time. I was working then. :/

now it helps me go to dr and t appt. no other way to get there.

gah