That's a shame that health care is draining that much out of your budget. You probably know what is available in your area, but maybe you can find a better deal. First, apply for Medicaid. In the past year lots of people have become eligible for Medicaid who didn't used to be. (I just looked up your state and see that it's not participating in "Expanded" Medicaid. That's a big part of your problem right there.) Second, if you are currently in the Medicare program, look into "Medicare Advantage Plans." It's a shame that you are having to shell out so much in co-pays.

Low rent neighborhoods often have some decent properties, if you really look around. I would recommend renting directly from an owner who manages his or her own property. Dealing with a middle man adds to expense and they don't treat you as good. One block can be vastly different from another block in the same neighborhood. Also, go to the housing authority in your community and apply for a section 8 voucher. They put you on a waiting list for a few years, but it's worth getting. Alternatively, look specifically for low income housing that is HUD subsidized. You can apply to both programs. Low income projects for people over 55 tend to have less crime than places that take all ages.