Wow I've never had that experience. Sounds like a winner to me. Sounds weird that your insurance won't cover it. Zoloft is such a common antidepressant and is generic. Actually even without insurance you could probably get it for $4 for a 30 day supply or something like that. If you're in the US that is... There used to be a subsadized med list for such situations. Many years ago I got my citalopram this way.