I too am facing many of your same problems. Single mom, on Long Term Disability, Won't even go there with the R.Ship) - So lonely. Bankruptcy.
I have been going to therapy once a week. First month I'm like BLAH not helping.. still crying .. still being to myself .. etc. I thankfully was approved for Medicaid due to the med's I have been on and need for many things. I paid out of pocket to my old Pysch. and was like you HAVE to help me here. I am so lost .. still have this emptiness in side me where it almost makes me throw up. Medicine only fixes part of the problem. We switched it up and it's only been a week .. but something just clicked last a couple days ago .. almost like it's all a mind game .. I have to handle business .. but I just have to NOT think of stuff and occupy my time with something, anything to not have constant racing thoughts of bad things. I'm far from OK but the past couple days I have changed my routine rather then going back to bed every morning. I don't have tons to do just doing things around the house. BUT..I finally remembered .. I am worth it .. Look at accomplishments I HAVE done .. instead of looking for quotes that describe things that HAVE happen (grieving, friend drama, quitting great job, etc) I have started looking for quotes each morning that are a WAKE UP CALL that I CAN be OK. I am doing self talk a lot in my head .. just to keep me from feeling like I'm failing with all the life issues that have came or changed that got me to this horrible Depression. HAVE Faith you can and will feel better once again as long as you don't let it take over you. You may have depression within you but YOU ARE NOT DEPRESSION. !! Best of luck. Always here to chat!