the buying thing i know about

ummmmm the trick i do is carry about 50 bucks at a time .........i keep one creditcard on me with about 1000 buck limit on it ..........a 2nd one that is only 300 bucks and the big one with the 12,000 limit is at home but i have the numbers in my head incase i ever need to use it for bail or a big bill

the 300 buck one is only for gas in the car ..........the 1000 buck one is for normal day stuff food something to drink pack of smokes

the 50 bucks in cash is the mad money ...........u know impulse buy that candy bar ........u only spend the cash u have on u to buy something ( if u want something big save the cash up and then buy it )

this way u can keep track of info like what u spend on using the credit cards

the trick is when u get that impulse to buy ........ask self will it be cheaper in 3 months .....do u really need this or do u just want it .........what are u willing to give up to afford this ( i have skipped eatting every other day to afford things i wanted for 2 months )