I REALLY fail to see the point in making this a poll.

Yes, you are cheating on your husband.

Yes, you CAN simply have a chat and end it right now.

All sorts of chemical happenings are going on in your brain right now. They will not stay there. When it all goes away, you will simply be a woman who left her husband (who you admit to being happy with) for another man.

It happens all of the time. Unfortunately.