Tell me about it. I'm only 24 years old but I have had severe depression all my life. I have spent so much on medical expenses in my life it isn't funny. I simply cannot afford meds or therapy. I've been working for almost 5 years and every year I have hit my insurance's deductible and out-of-pocket maximum. This year they are increasing both of them and the max being $5,000. So that's an extra $1,000 out of my pocket I have to fork over when I don't make even $30,000. It is extremely difficult to survive in this life. The costs of living and healthcare are increasing way faster than my income. I am currently spending more money than I make, because I have a really expensive rent, and my current rental company is just nickel and dime-ing us to death. There are extra hidden fees for EVERYTHING. It's 100% BS and there is nothing I can do about it. So I sacrifice food and clothes whenever I can. I haven't bought myself any new clothes this year. I'm sure my co-workers are thinking my fashion has grown stale. But that is the last thing I can worry about when I'm trying to survive.