Can't thank you all enough for your responses! It really helps to get an outsiders perspective sometimes. We do have a joint account, a savings account, and then each have our own "fun" money for the week so I feel like we have a pretty good system. This is just something above and beyond all of that, so it was a new thing for me to wrap my head around. And you're right, I think a lot of women think in terms of using "fun" money for house stuff or other things that aren't truly for them alone- I'm going to make a point to try to do more for myself with my "fun" money!
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