I use to "trade" some of the things that were out of my account to get more money for something else. I buy a lot of books and use to not buy books so I could use "that" money for something bigger (a computer or college course or something like that). Maybe if you think of something you'd like for you and a way to get it just "rearranging" the money a little bit (remember when women had "egg" money :-) it will help you get into the spirit of it being okay to want things that you want just because you want them! You're special and sounds like your husband knows that and that he's special too. I bet if you thought of something you wanted just for you, it would please him. . . :-)