This morning, I went out to run errands and buy some essentials. I swear I don't think I overspend, and was feeling pretty good about having deposited my $850 tax refund into my checking account, giving myself a cushion on this month's expenses. Going thru the bank drive thru, writing a check for cash, I was told I was overdrawn! I couldn't believe it! I was sure someone had hacked into my checking account, but now coming home and looking at my check book from last month, it seems I actually did spend the money here and there! It's embarrassing!
I honestly don't know how people on minimum wage could manage at all in this economy.
Time for me to turn over a new leaf and be even MORE frugal!
Patty