You shouldn't have to pay to talk to a career counselor if you have a degree - all you need to do is go back to your college campus (if this is even possible) and walk into their office and say you graduated in (year) and would like to speak to a career counselor. Usually those services are free (I thought). Maybe I'm wrong though. Just keep in mind that even a career counselor might not be able to help that much. They will probably just talk to you about a list of careers that you would be able to find online anyway, and it ultimately comes down to which one you choose and stick to.