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Old May 12, 2007, 10:14 PM
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Wants2Fly Wants2Fly is offline
Grand Magnate
 
Member Since: Jul 2004
Location: Southeast Florida
Posts: 3,355
My accountant taught me this way to budget: At paycheck time, put money in envelopes: $x for gas, $y for food etc.

I agree that things are really tough right now. I scheme and scheme just to save a little here and there. I keep my hot water heater unplugged and plug it in 2 hours before I need to use it. That saves $15 a month.
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