Really, ((Dave))... If you have some kind of income stream, and you have value in your house, you should definately consider filing a chapter 13 and restructure the debt thru. the bankruptcy court.
DISCLAIMER: This is not meant to be a legal opinion and you should consult your own attorney regarding the specifics of your situation.
<font color=blue>HI FROM PEANUT</font color=blue> 
<div class="foot">(Edited by Peanut61 on 08/29/04 00:04 AM.)</div>