What!'a wrong in taking drugs for depression? I made and I'm still on them. If there is something can help me why not give it a try.
You cannot follow a therapy while you don't get some kind of balance over your depression.

Considering that you have no money to go to therapy, isn't there a support group in your town for people who has psychological issues?

I see that you have tried to look for help and i understand how you are feeling without any support.
Some people find relief in some kind of church... I don't know what to tell you.
If I were in your skin and the depression would't let me getting up from bed, as sometimes, I would go to the psych hospital for drugs. That's sure. And then, when I was feeling a little better I would involve in some kind of community work. Nice people used to work in these places, and this is what you need to know now.

Good luck!