This is true. Personally, I would never risk working any hours for any pay at any level of employment. The only reason I was approved is because my mental illnesses were directly affected by my employment. Working shows improvements or lack of a continuing disability. If I lost my ssdi it would ruin my life. To have this type of health insurance I need a solid 40 hr a week job. There is no way I can take this gamble. Ssdi.was never meant to be an income that could support a person. I am 44 which means I paid into the system longer.