dude mad envy on my part ..........u made it to the end of school with a degree

yah money sucks
student loan

personal loan

break it up into a payment plan

break it and put on several credit cards

if your parents have a house or condo (something they own or in there name) they can borrow from the bank on that u would just have to take over the payment plan for them

see if u can a extension to pay for it so u can grad and then make like 3000 payment then do 200 bucks a month

if the banks turn u down (try them first all of them start with the one u have a account in ) u can try credit unions

do not forget about online lenders .........just make sure u read everything

hell i was offered 35k from lending tree ....i have no job but i paid off my credit cards/ kept in good standing