CosmicRose, that person you had the convo with the other day about inheriting his father's factories - he may be surprised. If his father's factories close or his father doesn't give him the job, he may not have the skills he needs to survive on his own where someone who grew up poor might. You are probably a much better budgeter than that guy is.

I try to remind myself that we can't really be held responsible for the circumstances we were born into, whether we were born poor or rich. It's not the trust fund baby's fault that they have a trust fund.

I try to be happy for other people's good fortune. Yeah, it would be nice if I came into a ton of money or grew up rich, but it's not going to happen.