It does. I sadly, have nearly $200k in student loans and am on SSDI. My student loan payments use up over half of my monthly SSDI income and I've had multiple lawyers look into this. By my research, the federal student loans tend to be reasonable, but the private student loans, like Sallie Mae Signature loans are very difficult to discharge, even if you are on Social Security Disability and have a total and permanent disability. Furthermore, I was told that they generally don't discharge upon your death or in bankruptcy unless you file an adversary proceeding, in which case, you might get lucky.

I can't tell you how much of a burden student loan payments are for me. None of the public programs, food stamps, rental assistance, etc. take student loan payments into consideration. It's a nightmare.