Medicare Part B costs $104 a month and I cannot come up with that no matter what. I'm broke, in debt, and struggling to avoid a bankruptcy. Trouble is, I've been told that no state funded insurance will cover me because I qualify for Medicare Part B.

I've made multiple calls to Medicare, MassHealth, and Shine counselors and keep getting contradicting information. I'm up for SSDI review, haven't seen the doctor for this reason, may have a broken arm and the flu, and I'm just miserable....

(This is besides the point, but I'm very frustrated with Sallie Mae right now because not only do they require me to make $800 payments every single month despite qualifying for SSDI (and will not cancel my loans), but they also reported an error on my credit report cutting me off from receiving credit for now.)