I just got served papers today. I'm being sued in order to reconcile a medical debt from 2012.
I had severe cramping pain, that had me doubled over. I didn't know what it was from, I've never had such severe pain like that before...... So naturally, I panicked, and had a panic attack. Hyperventilated. Was shaking so bad, it scared a girl (all this happened while I was at work).
I asked the girl to call 911. I was terrified....she was too! Even told the ambulance that!
So... long story short, they tell me, "oh, you have ovarian cysts- it was just swelling....and you had a panic attack" "taking the ambulance wasn't medically necessary- you could have drove yourself to a quick care" "we are rejecting this claim".

Really?

So, I haven't paid- because I can't afford the $6000.....and I made 2 appeals, and NEVER heard back from anyone on the 2nd appeal.

All of a sudden I get served papers?

WTF is insurance for then???

Anyone have a similar experience? What did you do? What was the process going to a court?