I think you still have time, You know women are having children later and later in life. No one knows what the future holds, thats a good feeling and a bad one in my opinion.
Personally I had a friend have a baby at 46 no medical intervention.
Here in the US mental illness is taken into consideration when it comes to adoptions, and sadly not many people are approved.
I hope that while your considering your situation you also leave that "anything is possible window open"