I'm sorry your in a bind. Most county mental health clinics work of a sliding scale based on your income, many people pay 5-10 for a visit. There are Psych meds available for little cost,Walmart has a list of $4 meds , also many clinic have samples and can get meds for you from Big Pharma companies as they offer help when a person can't afford there drugs.

I'm not sure what you mean by "on line meds " If your paranoid you need to get treatment now or its very possible things will progress and become worse.

Welcome to PC I hope your able to find information and support here that will help you.