I do have medicare insurance. The copay for any therapist is $40. Therapists are often social workers, not medical doctors or psychologists. I think that is ludicrous considering that my medical primary doctor is only a $15 copay. It's not that I don't go to stand on principle, it is that I just cannot afford it. Twice a month (at minimum) visits would be 80 dollars that I just cannot afford. That's grocery money.

Am I wrong? Some therapists would say that I don't have my priorities in order, that I should shell out the money for this. I agree I need it. A lot of times going to therapy felt like paying someone to listen to all my troubles. We should have friends for that purpose, or someone close. I understand that no one really wants to hear all that every day though. Another double edged sword decision for me.

Thanks for trying to help amandalouise. By the way, medicare makes NO provision for any dental care whatsoever. I had a long conversation with my insurance company trying to understand how this is possible, dental health, if not attended to can ruin your physical health. What a conundrum!