For the last several months, I've been avoiding looking at my bank account because I don't want to see how low it is. I've been working 7 days a week, 2 low wage jobs. I loaned money to a relatve 2 yrs ago when I moved up to NOVA, that interest is now piling up and the bank is sending me notices. My credit score has changed but I 'm too afraid to look at it. I owe a few thousand in back taxes to the government I've set up payments and that makes me worried.

I do pay most things on time (rent most utilities) but it's become a real issue here with me. I was working 2 low paying jobs 7 days a week for 4 months. Now I'm only working 1 job (sales with commission if you do well). Im worried about not making my commission and not having enough money for the bills next month. I avoid going to the mail box because theres bills and notices there.

I've been searching for years for a decent paying job that my professional experience can get me. I even moved states twice in hopes of getting one. I keep trying, but so far it hasn't happened.

Is there a n ame for phobia about paying bills. I have never been this bad before. I always had good credit because I was careful. Now I don't know what's happening to me.