The near-breaking point was him trying to take out an 18K loan behind my back last spring. Bank called two days before closing, needing paystubs, and I had no idea what they were talking about. Said I wouldn't sign, so it couldn't happen. bank was P*SSED. Me too. He lied about assets, saying they were ours, when they belong to my family. He's still here.... but we have been sleeping on separate floors of the house for about 2 years. I feel the pain. I really do. This loan is what sent me to therapy.