Maybe the market isn't as busy as last year, but also the price of houses and rent isn't as high as it was last year. I find that in general you can still make a profit on real estate, over what you paid for it if you had it at least 3 years.

There are other insurance companies than Citizens. In fact, the other companies in FL are given a benefit from the State for each policy they get OFF Citizens coverage! You need to really have someone shopping around on this, as they won't write (as you know) during a storm watch.

Did you say why you quit the other company? Will they take you back? (Or was that Citizens?) You can limit your coverage, though I know many pad the household items coverage making it much more than the average person needs.

If you need more help, let me know... I'll try harder. TC