That list of dogs is what really amazes me! Great Danes???? They are too lazy to get off the couch, let alone bite anyone!

Seriously, any dang dog could bite under the right circumstances. If they are going to include all those breeds, and related mutts, they might as well say that they don't cover pet owners.

Maybe you could get some rider added to your policy to exclude dog related problems?

Also, in Fla. do have to replace the roof, or can you install a new one over the existing one?...much cheaper option.

em