Yes, Petunia, looks like the dog "problem" is widespread:

Yup. I was shocked when I started researching.

I filled that form out yesterday plus I am giving it to my insurance agent.

I found this website to be helpful in explaining things so my rattled brain can handle it.

http://www.dogbitelaw.com/PAGES/insu...m#cannotinsure

The law deems a dog vicious or dangerous if it...

* threatens someone, unprovoked, in a public place

* has a known tendency to attack unprovoked or otherwise endanger people or other domestic animals

* bites, injures, or attacks a person or domestic animal without provocation, on
public or private property

* is trained or kept for dog-fighting, or isn't licensed.

The insurance companies do it by the most reported dog bite/attack claims.

My dog is the sweetest dog. You would all love her. She would be so happy to see you, she would roll over and show you her beautiful belly.