(((( Petunia ))))
I'm so sorry about this. It's absolutely rediculous what insurance companies can get away with now.
Could you maybe get a roofer to come and look at your roof (really should be a few). Maybe it wont need to be replaced totally, and they will just need to make some repairs.
And as far as your dog. She is little!! And she is so sweet looking. I doubt she would even hurt a mouse.
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