My mom doesn't talk to me anymore. If I phone she doesn't pick up or if I am talking to my Dad she won't come to say hello. I miss her as troubled as she is. When I was young I avoided her but we ended up in the same house away from my country. She was hopped up on self medicated tranquilizers. When she did turn her attention my way it was to manipulate me or tell me secrets about her friends and my dad, or it was to be angry at me. When she went back to my country she told all my relatives about how awful I was, blaming me for her unhappiness and alcoholism. She got really angry at me because I don't let her get away with unhealthy behavior. When she came to visit and screamed at my ex husband, I told her she can't do that. I miss her. It is really hard not to buy in to one's mom's drama. If it is possible to respond to her unhealthy behavior of insulting your gift of money, in a way that distances you from her and any family that supports her drama, but still keeps communication open, then power to you. Maybe you could run her behavior by us and we could advise you on how to respond. I send you a hug. Take care of yourself.