Thanks TYMBER,

We are prepared to put a new roof on, we knew it was coming so it's no surprise. We were really just holding out as long as we could.

We had two roofers come out today to give us estimates, and one tomorrow.

Our insurance agent told us the dog was the biggest issue and we should think about getting rid of her because we would find it extremely difficult to get insurance.

We have been trying to obtain quotes from other carriers all day.

Will keep our fingers crossed.

Thanks again for the info.