Thanks rose76.
I'm trying to understand how the relationship medicare works, and how I would benefit (our not) from getting a plan. I don't meet my state's requirements for additional help with anything, which is why I'm looking into a separate plan... the way I'm understanding it, my copay for everything would be higher with regular medicare. I'm also not sure how it's all impacted by an upcoming move... I wish this stuff wasn't so confusing. o_O
I will look for group sales pitches in the area. Thanks for the tip!