So, we have finally found someone who will write us a Homeowners Insurance Policy in Florida. It's higher than what we were paying BUT at least they are canine friendly. (Not too much higher, whew.)

The insurance company who canceled us refused our efforts TWICE. It was not because of the roof, even though that was mentioned, it was because of our dog. They stated this to our agent who was working on getting us reinstated. It was because our breed of dog is on the "blacklist," even though she's mixed.

They took a picture of her through our glass sliding doors and deemed her to be a chow. Her mother, we know for sure, was a Lhaso Apso. Her dad is unknown, but probably a chow. She has the disposition of her mom and is a sweetie. She is eight years old and we never had a problem. NOTHING. The neighborhood kids love her and she thinks she is one of them.

But she has been deemed "vicious" and therefore we were refused insurance. I had no idea this was a problem. I had never heard of breed discrimination.

If you think it's hard enough to get people to adopt from shelters now, wait until they find out their insurance might cancel them.

Here's part of an article. You can read the rest of it HERE

Insurance Industry Scams Dog Owners

The insurance industry is engaging in a new, deceitful practice that discriminates against dog owners and their dogs. Not bad owners or vicious dogs - Good dog owners and good dogs. Without any bite history or claims. This deceitful, insidious new practice has a name.

Breed Profiling

Breed profiling is racial profiling for dogs. That's when the insurance industry gets to blanket deem your dog dangerous, for no reason other than breed.

If you think it's just for people who own German Shepherds, Rottweilers and Pit Bulls, think again. And by the way, if think that it's OK to discriminate against those breeds anyway - think again. Because it's wrong for people and it's wrong for dogs. And your dog - even it it's not on the list below - could be next.

If your dog matches any dog breeds on the list below, then it's on "the list" - the insurance blacklist. Oh, and did I mention if your dog is a mix, but a mix of any of the breeds below - your dog is on the blacklist.

OK - ready? Here's the list:

Akitas, Alaskan Malamutes, American Bulldogs, American Pit Bull Terrier, APBT, American Staffordshire Terrier, AmStaff, Staffordshire Bull Terrier, Boxers, Bullmastiffs, Chow Chows, Collies, Dalmatians, Doberman Pinschers, German Shepherds, Mastiffs, Great Danes, Rottweilers, Saint Bernards, Shiba Inus, Siberian Huskies, Staffordshire Bull Terriers

If your dog is on "the list" you may be forced to make an awful decision. Choose your dog or choose to keep your home insured. If they do offer you coverage - it may be so unaffordable, that you are forced to give up your dog.