Some of those dogs on that list... collies... dalmatians... they're not exactly classed as 'dangerous' are they??? OK collies are nervous around children and strangers, but still...
My aunt used to own a German shepherd, in fact she's had two (not at the same time)... I don't remember the first very well but I do the second, and you could never find a more gentle dog. My dad used to playfight roughly with him because he knew the dog wouldn't ever turn vicious, he was always gentle. I've never come across home insurance being affected by a dog breed living in the house, but I'm sure it won't take long to catch on over here, anything to make extra money for them
((((((((((((( Petunia ))))))))))))))))