That is not totally right. If you don't file taxes, you may be missing out on some low income rebates that the federal, or state, government may want to give you.

So: #1) Get another copy of that thing you got in the mail that tells how much money the SSA paid you over the past year. Yes, contact them and ask for another copy. They will be happy to send it to you.

Then: #2) Do your taxes just like you always used to do. First do the federal, and then do the state. If you need someone to do them for you, then go to where it is free. Call the department of aging, and they will tell you who can do your taxes for free and do them competently. AARP provides this service to a lot of communities with excellently trained volunteers.

Because: #3) You probably don't owe any taxes whatsoever, but you may be eligible to get something back. Don't miss out on it! It could be hundreds of dollars!

Get someone competent, like AARP volunteers, to file taxes for you and DO IT EVERY YEAR! What you might be eligible to get in a refund changes from year to year, depending on lots of things like who's in the White House. It also changes, as you get older. People over 65 get something others don't get. Don't miss out.

Also, it's good to have a permanent record of your income. Filing a tax return doesn't have to cost you anything and it's a good practice. If you need proof of income for any social benefit you might apply for, that return is a good record to have. Once the IRS accepts a tax filing as accurate, you are eligible to get a copy from them. That copy (not the one that you might keep in your own handwriting, or that your accountant types up) could be very helpful in smoothing the way for you to get something like institutional Medicaid. You never know when you might need to get into a nursing home. Catastrophic illness can happen to anyone at anytime.

A lot of people who won't get something back from the federal government, may get a few hundred dollars back from their state. (depends where you live.) The easiest way to do your state income tax is to, first, do the federal.

Check out this link: https://turbotax.intuit.com/tax-tool.../INF22370.html Here is a quote regarding refunds:

"Even with zero tax liability, you may still qualify
With refundable credits, if you qualify, you can still use the credit even if you have no tax liability. Some taxpayers may find that nonrefundable credits, deductions or other circumstances leave them with zero taxes due. Even with no taxes owed, taxpayers can still apply any refundable credits they qualify for and receive the amount of the credit or credits as a refund. This means that if you end up with no taxes due and you qualify for a $2,000 refundable tax credit, you will receive the entire $2,000 as a refund.

For this reason, when doing your taxes, you calculate refundable tax credits after figuring in all nonrefundable credits, deductions and tax payments."

Most people, including myself, are not knowledgeable enough to get all the refunds they are eligible for. I highly recommend the AARP doing it for you.