First of all, like ValentinaVVV stated, you should be very proud of yourself. I earned my B.S. and M.S. and it was not easy working full-time and going to school. I was, and still am on intermittent FMLA, so that might be what is in reference to work. Now my M.S. I did online because my degree was not offered at any of the colleges near where I live so that made going to school easier. There were at times that I had to take a semester off while earning my M.S. because of my BP, and this required a note from my pdoc. So that maybe what your pdoc is talking about. I have heard of schools giving accommodations, meaning maybe extensions on papers? I also wanted to state that I also did not go to school full-time because I knew that I could not handle the stress of working and going to school full-time. School may have taken me longer, but it was less stressful and my grades did not suffer. It may be something you want to consider. Your health is number one, and who cares if school takes a little bit longer to complete, as long as you finish. You need to do something soon because you are right about heading towards a manic episode.