Up until January of this year, I had a coinsurance for my doctor and my therapist, and my prescriptions hven't cost as much as they do now. My coinsurance for my doctor was a little over $20 per visit and the one for my therapist was $18. Now they apply to a high deductible, so that I have no more co-insurance until I reach something like $2500. My doctor visits now are $83.00, my therapist is $89, and my psych visits are $75. My therapist offered to work with me outside of my insurance and charge me $70 per visit, which is still a lot more than what I was paying, but still cheaper than what I would pay had we gone through my insurance. I have also noticed the costs of my prescriptions going up dramatically.

Anyone else having a similar experience?