i can totally relate to what you are saying. i am in a very similar situation. i haven't been able to work since Sept 06 and i too have the same money problems. husband works alot of overtime to try and make ends meet. still battling workmens comp. for a settlement (fighting with them since injury in Aug 05) and have yet to file for my ssi. it is terribly stressful and also pretty scarey not knowing how long you will be able to stay above water. just know you are not alone. i know what you are going through and you can pm me anytime you like.

recluse1