I found somebody (through the Psychology Today website listing of therapists in my area) willing to work with me at a reasonable cost. She does have a state license. She is listed as a "marriage and family therapist" which seems to be how most I have found in my price range are listed. Her specialty seems to be relationship issues (not my problem...I'm not in a relationship), but she does mention in her profile working with people with depression and anxiety which are my biggest issues.

So, hopefully, it will help me even if we aren't really the ideal match.