I am now elligible for medicare, and I want to get a plan that will meet my mh needs (since this is why I am elligible for medicare in the first place). I've run into a bunch of issues:

• none cover my preferred providers
• there are no female pcp's available within 30mi radius of my location
• no female gyn's available through the plans, forget anyone with abuse sensitivites
• to get a plan that covers my psych, I would need to pay about $500/month between plan costs and co-pays

One plan that did have both a female PCP available and covered the gyn who was recommended does not cover any mental health providers even within 100mi radius of me. they quote an outpatient mental health coverage co-pay, but there's no one they actually cover (literally, not a single provider comes up under their mental health category).

I had tried calling my local SSA office, but they refered me to the local medicare help. That person is clueless about helping anyone on disability. She told me to pick a plan then come back and she will help me enroll. I can figure out how to enroll in a plan, it's finding one that meets my needs and I can actually afford that I need the help with. If there anyone else I can call or any website I can check out?

I know the regular medicare plan would cover my providers, but I can't afford the costs associated with that (the drug plan, the medigap plan, the co-pays... all would end up costing me more than half my monthly income).

I dunno. this is so confusing and stressful. any help at all would be appreciated.

thanks